Make sense of your tax.

Income Tax is an annual estimate with tapered standard Personal Allowance. Employee NI uses Category A and the selected regular pay period. Yearly pay assumes 12 equal monthly payments; weekly pay 52 periods; four-weekly pay 13. Student loans use HMRC period thresholds and whole-pound rounding; four-weekly deductions are four times the average weekly deduction.

Salary sacrifice is a pension illustration: minimum-wage restrictions, pension limits and tax charges are not assessed. Excludes benefits in kind, multiple jobs, mid-year changes, emergency/non-cumulative or BR/D codes, savings, dividends, self-employment, Child Benefit charges, Marriage Allowance and tax already paid. Actual payslips can differ.

For individuals with ordinary gains arising from 6 April 2026 to 5 April 2027. Current-year allowable losses are applied before prior-year losses and the £3,000 exemption. Gains use 18% within the unused basic-rate band and 24% above it.

Excludes Business Asset Disposal Relief, Investors’ Relief, trusts, estates, non-resident rebasing, Private Residence Relief, foreign-income-and-gains relief, connected-person loss restrictions and other special reliefs. Carried interest falls under Income Tax/NI from 6 April 2026 and is excluded.

Additional-property rates add 5 percentage points; the non-resident surcharge adds 2. They can combine, and the non-resident surcharge can also apply with first-time relief. For this single freehold purchase, surcharges are excluded below £40,000 consideration.

This tool does not determine eligibility or model linked transactions, companies, trusts, multiple dwellings, shared ownership, new-lease rents, mixed/non-residential purchases, special reliefs, replacement-home refunds or legacy contract rules.

A single-rate calculation rounded to pennies. Removing VAT divides the gross by 1 + the rate; it does not subtract 20% from the gross. Excludes mixed invoices, partial exemption, margin schemes and VAT returns.